openforeclosure

What you get

Here's what each plan looks like when it lands in your inbox.

A Watch email

Free. One ZIP, once a week.

From: openforeclosureWhat changed in 10000 this week
  • 2 buildings moved closer to a sale
  • 1 new building being watched
  • 1 sold
  • 0 dropped off the list

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A Tracker email

Weekly. Every building in trouble in your ZIPs, what changed, and who to call.

From: openforeclosureTracker · ZIP 10000 · Sample Borough · scanned Oct 5, 2026

61 being watched · 39 commercial · 14 multifamily · 8 homes over stores · In trouble 12, of which in court 1 · Sold at auction 2

Counts public warning signs from the last 30 months; many resolve without a sale.

What changed this week

ChangeBuildingFrom → ToWhat happenedDate
Stage changeSample building Astage 3 → 4The lender filedSep 30, 2026
Stage changeSample building Cstage 1 → 2The city sold its claim for unpaid taxesOct 1, 2026
New on listSample building Dstage 0 → 1Fell behind on city chargesSep 26, 2026
ResolvedSample building Estage 2 → 0Paid off and droppedSep 28, 2026

Top 3

  1. Sample building A

    Stores with apartments above · 5,000 sf

    Stage 4. What usually happens next: the case reaches a judgment in 6 to 12 months.

    Who matters now: the lender's lawyer; whoever holds the loan.

    Dossier available

  2. Sample building B

    Walk-up with stores · 4,200 sf

    Stage 3. What usually happens next: the lender often files within 6 to 18 months.

    Who matters now: whoever holds the loan.

    Dossier available

  3. Sample building C

    Store with apartments · 3,100 sf

    Stage 2. What usually happens next: most owners pay up; if not, the lender often steps in.

    Who matters now: the company holding the city's claim; the lender.

    Dossier available

Want the full file on any of these? Ask for a Dossier.

The first page of a Dossier

Everything on one building, in one place. This is the summary page.

The building

Type
Mixed-use walk-up, Sample Borough, ZIP 10000 · 5,000 sf
Legal units vs. advertised
Legal: 3 apartments, 2 stores. Advertised: 4 apartments, 2 stores. Price it on the legal count.
Who holds the loan
A non-bank note buyer since 2024
Where the case stands
Stage 6. A sale date is set; the lender's lawyer is handling it.
Nearby sales
4 nearby sales in 24 months, 1 forced

The money Sample

What a bank would lend
$750,000 to $850,000
Cash you'd need to close
$300,000 to $360,000
A price that works
$1,050,000 to $1,150,000

The plan

  1. Write to the lender's lawyer
  2. Walk the building and line up the loan
  3. Make the offer, with the bank letter attached

Draft email

To: the lender's lawyer

Re: [property], [index no.]. We're a local buyer with financing in place and would like to be considered if your client takes the property back at the sale, or would look at a negotiated payoff beforehand. A short summary is attached. Happy to talk whenever suits you.

Want this for a building you're looking at?

Ask for a Dossier